Attention homeowners: Real estate appraisal services for in Farmersville and Tulare CountyThe top seven reasons California homeowners use Gutierrez Appraisals:
We at Gutierrez Appraisals understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a homeowner that probably doesn't look at appraisals every day, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Gutierrez Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.Challenging property tax assessmentsLet's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Gutierrez Appraisals is your chief weapon when contesting your property tax assessment.PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Gutierrez Appraisals, we're qualified in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Gutierrez Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Gutierrez Appraisals can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can assist you. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion. |
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